Because of the impact BOKRIM has on sexual abuse and misconduct (SAM) risk management, some insurers have agreed to offer premium discounts of up to 25% to BOKRIM users.  The discounts vary depending on the risk management rating achieved by the applicant and any discount decisions are the insurer’s decisions alone.  Depending on the organization, the cost of a one-off BOKRIM SAM risk management assessment is often less than the annual premium saving.  BOKRIM can generate an immediate saving. 

BOKRIM is, however, not a licensed insurance agent or broker.  BOKRIM is not an insurer either.  BOKRIM does not recommend one insurance policy over another, nor does it provide insurance advice. BOKRIM has no influence on any insurers’ decisions and plays no part in any insurance contract.  BOKRIM does however receive a referral fee from certain underwriters for introducing applicants to them.

BOKRIM has partnered with Arthur J Gallagher & Co who are licensed insurance agents in all states to enable BOKRIM users to access SAM insurance.  If you would like to apply for SAM insurance coverage, the link below will take you to Jigsaw Risk Management, a SAM risk purchasing group administered by Arthur J Gallagher & Co.  If you follow the link, it will take you directly to an online Jigsaw SAM insurance application form.

Any type or size of organization can apply for coverage, though not all applications are successful.  The underwriters have their own views on SAM risk and which types of risk meet their appetite.  They determine if an application is accepted.

Once you complete and submit the form, it goes directly to an underwriter who will usually respond within 24 hours.  Most times, the underwriter is able to offer firm, bindable terms straight away; sometimes they have further questions.  However the underwriter responds, their response will be relayed back to you by a broker from Arthur J Gallagher & Co. 

You can contact us to ask questions about SAM insurance or you can go directly to to apply for SAM insurance.